You need proper coverage to keep your investment protected and to provide your family with the reassurance that they’ll be safe.
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At Excellence Insurance, we understand the comfort and security your home provides and the importance of protecting it. We provide homeowners in Miami-Dade, Broward, Palm Beach and all of Florida with quality homeowners insurance quotes and coverage that offers true peace of mind.
If you have tangible assets, you need the protection of a Florida homeowners insurance policy. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. Your homeowners policy will also be your first line of defense against a lawsuit from someone injured at your home.
Understanding Homeowenrs Insurance Solutions
For any Florida homeowner, insurance coverage is necessary to protect the single largest investment you'll likely make in your life. Fortunately, you can have the professionals at Excellence Insurance in your corner ensuring you have the coverage you need.
Homeowners insurance provides compensation for damage to your property and any attached or detached structures up to the limits of your policy. Most homeowners policies cover loss or damage due to things like theft, and fire, but most will exclude coverage for damage due to hurricanes and floods.
PERSONAL PROPERTY COVERAGE
The contents of your home are covered if they are lost, damaged or destroyed by theft, fire or another covered event. High-value items like jewelry, antiques, electronics and special collections can be protected with additional coverage with scheduled personal property riders that you add on to your standard homeowners policy.
PERSONAL LIABILITY COVERAGE
If you or a family member or even your pet causes an accident, injury or property damage, your homeowners policy can protect you. The personal liability coverage in your homeowners policy will provide for medical care to the injured party, or the costs to repair or replace damaged property.