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Excellence Insurance, based in Miami, Florida, is now a part of The Summit Risk Advisors. Excellence is focused on growing and building relationships with clients throughout Miami-Dade, Broward and West Palm Beach. For over 22 years, we’ve provided advice and our experience in the insurance industry to help thousands of Floridians insure their automobiles, homes, businesses and more. 


From personal lines to commercial lines, we are a full service independent insurance agency that works tirelessly to find solutions.We know our products and carriers well, offering efficiency with dedication that extends beyond a quick insurance quote!

Stop by our office in Miami, call us from 9am to 5:30pm EST, or fill out an online insurance quote request. Make Excellence Insurance your go-to for Personal and Business Insurance, and join our satisfied client base as we become the Magic City's most cutting edge insurance agency!

As your South Florida independent insurance agent, we can provide you quotes from multiple top-rated providers in Florida.

Providing The Best Insurance

in South Florida Since 1993

Get Your Quote Today

You are a few minutes away from a free complimentary Florida insurance quote. Fill out the form to get started.

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            At Excellence Insurance, we do all the work, quickly and easily gathering quotes and explaining your options, giving you the best of both worlds: fast, easy and personalized service.  


Auto Insurance

Auto insurance in Florida is absolutely essential for every driver. When it comes to Florida insurance, you need to have high quality auto insurance that offers the appropriate amount of coverage to protect yourself and others if you are in an accident. We all know that while price is important, you need to be sure that you are getting the best coverage for that price.

Homeowners Insurance

At Excellence Insurance, we understand the comfort and security your family home provides and the importance of protecting it. We provide homeowners in Miami and throughout Florida with quality homeowners insurance quotes and coverage that offers true peace of mind.



Motorcycle insurance in Florida is an important decision for riders to make. 


Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.

Just because motorhomes and RV's are associated with playtime, that doesn't mean they don't need protection.



Did you know that your homeowners insurance does not cover flood damage? Insurance against flood is separate.


Workers Compensation

Protect your business and employees with Florida workers' compensation insurance from Excellence Insurance. We offer bonds and liability to restaurant owners, construction companies, and other entrepreneurs to help cover their employees' medical costs and salaries in the event of an on-site accident.

General Liability

General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, etc.

Commercial Auto

Make your drivers feel safer on the road with our Florida commercial auto insurance. Commercial auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads.

Commercial Property

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.


As Independent Insurance Agents in Miami, Florida, we are free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

What Makes Us Different

As an independent agency Excellence Insurance represents multiple financially sound insurance companies in the State of Florida. Through our core values and these company partnerships we act as advocates for our customers in the insurance market for their various insurance needs. We offer insurance knowledge, competitive pricing, and a commitment to meet the needs and objectives of our customers.


An independent agent has several companies that he or she can approach to get you the best coverage at the best price.


The success of our agency is directly related to the quality of service given by our highly trained employees. 


Knowledgeable insurance representatives that listen to your needs and provide prompt and courteous service.

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