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Florida General Liability

Insurance Solutions

Our liability experts can guide you through the process to choose the right type and level of coverage you need.

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Commercial General Liability insurance can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. 

 

As a business owner, it is your responsibility to make sure that the people working under you are covered by an insurance policy. If for example, a person who is not a part of the project gets injured, the injured person’s lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.

How Can General Liability Insurance Protect Your Business

General Liability insurance protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable.

PESRONAL AND ADVERTISING INJURY

 Protects against offenses made by you or your staff during the course of business, such as libel, slander, disparagement or copyright infringement in advertisements.

LEGAL DEFENSE COST

Provides coverage for legal expenses for liability claims brought against your business, regardless of who is at fault.

MEDICAL EXPENSES

Provides coverage for medical expenses if someone is injured on your premises or by your products.

PREMISES AND OPERATIONS INJURY

Provides coverage for bodily injury and property damage sustained by others on your premises or in conjunction with your business operations.

PRODUCTS LIABILITY

Provides coverage for bodily injury and property damage sustained by others as a result of your products. 

WHAT IS GENERAL LIABILITY INSURANCE?

Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities. The indemnity provided by a liability insurance policy helps your business owner cover the costs associated with mounting a legal defense

HOW MUCH COVERAGE DO I NEED?

The amount of coverage that your business needs depends on three factors: perceived risk, where you operate your business and the type of products you manufacture.

WHAT'S TYPICALLY PROTECTED BY FLORIDA GENERAL LIABILITY INSURANCE?

Business is inherently risky, but business liability coverage safeguards against many known and unknown risks. Commercial liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy. Policies shield you from the expense of out-of-court settlements, litigation and judgments awarded by courts.

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